白條分期是指將1筆金額分多次支付，目前可分為3、6、12、24期。您在消費時可選擇單筆訂單分期，若消費時未做分期，也可在出賬後申請賬單分期。
分期操作步驟如下：
壹、訂單分期：選好商品後在收銀臺選擇白條支付，並勾選分期即可。
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二、賬單分期：消費時未做訂單分期，賬單出賬後到最後還款日前可申請賬單分期。已申請過訂單分期的訂單，不可再做賬單分期。
電腦端：
京東金融首頁-我的資產-我的白條
1、找到已出賬單後，點擊賬單分期
2、此處會展示您的可分期金額、分期服務費率，可分期金額可自定義修改，最低100元。
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3、待用優惠處可展開查看您的可用優惠，勾選後輸入京東支付密碼，確認分期即可。
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金融APP端：
登錄京東金融App首頁-白條-白條可用額度-X月賬單（已出賬）-賬單分期-勾選分期期數-確認分期-輸入支付密碼-確定
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