1999/09-2003/06 Hubei University Undergraduate of Finance
Certificate in English Level: CET6 class
Career
2003/7- now Hankou Bank, Wuhan
2004 / 2 - so far
Wuluo Road Branch Operations Account Manager
Provide customers with financing options to help customers apply for a credit limit maintain the stock of high-quality loan customers branch, timely adjustment of product structure of such customers and credit policies Memory loan clients expand their regional resources, the successful introduction of a new international business clients and customer deposits and loans assist other client manager to complete the investigation and credit loans to pre-investigation report writing vigorously promote bank cash trade finance, cash management and credit services. To ensure good customer relations, customer feedback and market information, timely delivery to the market and product development department participation in regional structures and needs within the customer research provides direction for business expansion with the bank's internal unity and cooperation in other sectors to ensure high quality and efficient service 2006 Account Manager 5 years; in 2007 upgraded to four client manager2007 / 5 - 2008 / 5, Wu Luo Lu Branch Management Credit reviewer (concurrently)
responsible for branch loans to the trial, suggesting that risk, and propose risk control methods and strategies to improve credit report complete the loan out of account audits to ensure that credit information is complete and meet compliance requirements under the premise of lending out of account After the quarterly loan-to-check finds that timely follow-up loan capital flows and financial position of customer operations2003/7-2004/2 Wu Luo Lu branch counter Chuxu Yuan (trainee)
banks for the mode of operation of private business practices, understanding the business of cash settlement independently savings post work and get a quarter "error-free bonus"1. Work experience:
5 years of working experience, in which a client manager position in four years, master all kinds of bank credit and products. Are familiar with the local market in Wuhan, there is development potential customers, the ability to maintain customer relationships, there is a certain degree of customer resources.
2. The professional knowledge and skills:
extensive experience in the credit business operations, various types of credit risk control have a stronger understanding of diverse customer marketing for different sectors of the large, medium and small customers to adopt a different marketing methods, respectively, have strong negotiation and bargaining power familiar with the region, customer type structure, self-confidence have excellent customer service and customer management capabilities to develop the ability3. Personality traits:
Confident
Personality steady
Willing to accept the challenge
4. Professional certification:
Securities practitioners qualification certificates
Financial Planner Certificate
5. Language ability:
Basic English reading and writing skills
6. Working life planning:
Wish to enter the bank with an advanced management system, contact the young, progressive management team, engaged in customer relationship management and maintenance work
7. At present salary benefits:
an annual base salary: RMB 1300 / month * 12 = RMB 15,600 (before tax) fares and communication allowance: RMB 580 / month * 12 = 6960 yuan prize money: 26,000 yen (before tax) holiday festivals fee: 7,000 yuan Labor Insurance supplies: RMB 200 / month * 12 = 2400 yuan cooling heating costs: RMB 300 / month * 6 = RMB 1800