壹、農業經濟組織貸款的概念是什麽?
額
二、請高手幫忙翻譯壹下
(A)loansagriculturaleconomy
ProductOverview:
Agriculturaleconomicorganizationsloanisthebanktoengageinfarming,agriculturalandsidelineproductsprocessingtransport,processinggrain,cotton,oilproductionprojects,suchastheeconomicorganizationofagriculturalloans.
Applicationgroups:
Reputable,managementpractices,developmentofagricultureandbroadprospectsforeconomicorganizations.
Features:
Forflexible,abletomeettheborrowertemporary,short-,medium-termfundingrequirements;productsarewidelycovered,includingliquidity,
Projectloanscanbesecured,pledgetoguaranteesecurityandcompositionofvarioussecuritymethods.
Forconditions:
1.Theapplicant'screditratinghigher.
2.Arationalstructureofassetsandliabilities.
3.Noadversecredithistory.
4.Toprovideeffectivesecurity.
(B)ruralcommercialandindustrialloans
ProductOverview:
Ruralcommercialandindustrialloansisthatmytriptotheruralindustrial,commercialenterprisesloans.
Applicationgroups:
Creditgoodmanagementpractices,ruraldevelopmentandbroadprospectsfortheindustrialandcommercialenterprises.
Features:
Forflexible,abletomeettheborrowertemporary,short-,medium-termfundingrequirements;productsarewidelycovered,includingliquidity,
Projectloans,loansforflexibility;maymortgage,pledge,andguaranteethesecurityportfolio,andothersecuritymethods.
Forconditions:
1.Examinedbyaqualifiedenterprise(corporate)businesslicense(photocopy).
2.Theborrowernearlythreeyearsofauditedfinancialstatementsandtherecentfinancialstatements.
3.Toprovideeffectivesecurity.
4.Theborrower'screditratinghigher.
5.Providinganeffectivecardloans.
(C)professionalfarmerscooperativeloans
ProductOverview:
Farmercooperativesloansisthatmytriptotheareaofprofessionalcooperativesoffarmersloans.
Applicationgroups:
With"professionalfarmerscooperativeslaw",registeredinaccordancewiththelaw,regulatetheoperation,professionaldevelopmentpotentialoffarmerscooperatives.
Features:
Specificallyforprofessionalfarmerscooperativesthatparticularformsoforganization,broadproductcoverage,thesecurityinvariousforms.
Forconditions:
1.Theapplicantsregisteredindustrialandcommercialadministrationdepartments,obtainlegalbusinesslicenses.
2.Asoundfinancialsystemshouldbeabletoprovideaccurateandtimelymanagementofassetsandliabilitiesofrelevantinformation.
3.Creditgood,normaloperation,debtservicingcapacity.
三、農業銀行貸款是屬於什麽種類的貸款？
有信用貸款，和抵押貸款
四、農業經濟組織貸款的概念是什麽？
農業經濟組織貸款指金融單位向從事養殖、農副產品加農業經濟組織發放的貸款。