以IOS系統支付寶客戶端為工具，做示範操作如下：
1、點擊登錄支付寶功能首頁，找到右下方“我的”功能選項，點擊進入；
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2、在“我的”功能頁中找到“芝麻信用”功能選項，點擊進入；
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3、在“芝麻信用”功能頁面中，找到“信用生活”功能選項，點擊進入；
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4、在“信用生活”功能頁中，找到頁面上方的“金融”功能選項，點擊進入；
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5、進入“金融”頁面後，找到“借唄”功能選項，點擊進入開通；
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6、進入“借唄”功能頁面後，點擊“去借錢”即完成螞蟻借唄的開通，並可以開始借款了。
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至此，已完成開通“螞蟻借唄”功能，可以進行支付寶貸款了。