（壹）吸收公眾存款； absorb the public deposit
（二）發放短期、中期和長期貸款；provide short-term、mid-term and long-term loan （三）辦理國內外結算； handle account settlement both at home and abroad
（四）辦理票據承兌與貼現； handle bill acceptance and discount
（五）發行金融債券；grant financial bond
（六）代理發行、代理兌付、承銷政府債券；the authority to act for issuing,cashing and consigning government bond
（七）買賣政府債券、金融債券； buy and sell government bond and financial bond （八）從事同業拆借；offer inter-bank loan
（九）買賣、代理買賣外匯； buy and sell foreign exchange as well as act for it
（十）從事銀行卡業務；do the business of bank card
十壹）提供信用證服務及擔保；provide service and guarantee of letter of credit
（十二）代理收付款項及代理保險業務； the authority to act for payment and receipt of money and for the insurance business
（十三）提供保管箱服務； provide safekeeping service
（十四）經國務院銀行業監督管理機構批準的其他業務。other business approved by the banking supervison and administration institution of state council