您需要的
1.emphasize "deposit legislation", make deposit competition, hinder the normal operation of itself and the economy.
2.Asset management, high non-performing loans ratio, loan risk prevention mechanism is not sound.
3.Personnel quality level is not high, backward technology and equipment.
4.Operating a single, lack of financial innovation.
Innovation from the following several aspects of the work, make the following countermeasures:
1.Change the idea, keep moderate growth of deposit
2.To strengthen the risk management of credit assets, disposal of the banking system of bad assets
3.To focus on the implementation of the loan "three check" system and the system of unified credit granting
4.Establish a rescue loan risk disperse mechanism and risk mechanism is the key to risk prevention to reduce losses.
5.Commercial Banks should strengthen the internal audit and supervision, strengthen the audit of internal control system
6.Vigorously promotes the construction of software and hardware, and develop the existing business, and strive to develop new business
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