i am a
college student from a farmer's family in a mountaineous area. a year
ago, i was admitted to a famous university. before entering the
university, i was told that the necessary expenses during my four years'
study would cost nearly fifty thousand yuan. my parents had collected
all the money there was to collect, including the money borrowed from
their relatives, but it was hardly enough to meet the needs. then,good
news came that i could resort to the bank for a loan. i thought it was a
good idea and so i did it.
my decision was based on the following considerations:
first, with the loan i can pay the tuition and support my life on the campus.
secondly, i don't have to depend on my parents who are always worrying about the enormous family expenditure.
thirdly, i will always have the pressure upon me which forces me to study the hard way.
fourthly, i have to live a very simple life and save every coin
possible. to sooner liquidate the debt, i sometimes work as a home
tutor, sometimes a door-to-door salesman, sometimes a restaurant waiter.
fthly, while doing part-time jobs, i have accumulated a lot of
social experience, bitter sometimes, sweet occasionally but happy all
the time.
i think the above are the advantages the loan from the
bank has brought to me. they are beneficial not only to my studies at
the university but also to my future career, because
irmly believe in the saying "harsh life produces a diligent and intelligent man."