Nowadays,it is very popular and comon to have a bank loan for our peaple.someonethink it is good for us to release the pressure on money.However,some one still have the oppoosite view .They think it will make people to depend on bank loan only and do not want to earn money hardly.
But for me,I think bank loan is very convenient and important for us when we need money in a short time,such as when we have to go to hospital and have no money.
So,my viewpoint is that bank loan is benifit fou people.