是“家裝白條”。家裝白條是京東金融白條推出的裝修貸款服務，用於支付客戶購買合作商戶裝修服務的款項。目前合作商戶有：百安居、塞納春天、壹起裝修網、噠噠美家、商城POP店鋪。
壹、家裝白條申請條件
1、中國大陸公民
2、20-55周歲
3、無不良信用記錄
4、具備還款能力
備註：申請家裝白條的裝修房屋需要為自住型房屋，商鋪及租賃房屋無法申請家裝白條
二、家裝白條申請流程
1、申請入口：京東金融APP-白條-消費分期-裝修
2、申請步驟：
①進入京東金融APP-白條-消費分期點擊裝修
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②進入申請頁面，選擇意向裝修商家（以“百安居”為例），點擊“申請額度”按鈕
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③進行實名認證
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④填寫基本信息（百安居、居然之家、元洲裝飾、壹起裝修網、塞納春天需要進行刷臉認證，綠豆家裝不需要），拍照上傳相應材料（按順序完成後才可以提交審核）
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下圖適用於綠豆家裝
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下圖適用於百安居、居然之家、元洲裝飾、壹起裝修網、塞納春天（刷臉認證采用點頭、張嘴、眨眼三種驗證方式，三選二認證成功即可）?
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⑤填寫本人真實有效信息，工作單位需填寫全稱，工作電話需填寫座機
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⑥拍照上傳相應材料，材料均要求拍攝原件照片（確保影像真實有效），且完整包含四個角。上傳材料要求可點擊“查看說明”
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⑦獲得預授信額度審批結果（審批時效：2個工作日?此期間可能接到外呼電話，呼出號碼壹般為95118?）
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審批通過：審核結果以短信形式告知，申請流程頁面顯示審核通過，可點擊“立即使用”
審批被駁回：審核結果以短信形式告知，申請流程頁面顯示駁回原因，可根據前端駁回原因修改後重新提交
審批未通過：審核被拒絕30天後，可重新嘗試申請
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⑧選擇意向商家（百安居、居然之家、元洲裝飾、壹起裝修網、塞納春天無需再次選擇），與商家簽訂裝修合同後由商家完成合同上傳
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下圖適用於綠豆家裝
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下圖適用於百安居、居然之家、元洲裝飾、壹起裝修網、塞納春天
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⑨商家上傳合同後，用戶需“確認貸款”，貸款審批完成後（審核時效：1個工作日），款項直接轉入商家賬戶（T+1日到賬）
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