The topic our country finance systematic risk's recognition and guards against the abstract: Is not only the developing country is experiencing the economical switch's country speaking of Chinese such one, how guards against the financial risk maintenance finance security facing the economic globalization has the important theory significance and the practice significance and the very stern topic. Spreads gradually as a result of the American loan crisis initiation the global financial Tsunami, if the dominoes have attacked the entire world financial system, from this causes the systematic financial risk to arouse in the worldwide scale interest more and more. Under this situation, how to guard against and melt systematic finance risk this topic is taken seriously day by day by various countries. this article attempts take the systematic risk analysis as a breakthrough point, expected that through to the systematic financial risk present situation, the origin and measure's research, how to stabilize and develop our country money market to provide own ponder. In the paper structure, this article first carries on the outline to the current global economic environment, under this background, obtains from the elaboration systematic finance risk's definition and the connotation, through to the domestic and foreign experts, the scholar carries on to the systematic financial risk's definition combs with the comparison, thus obtains its substantive characteristics. Based on this, has analyzed the influence financial stability the factor, the multiple systematic financial risk has the process, the origin and the substantive characteristics compared with the history in realizes to the systematic risk identification, and in these characteristic understanding's foundation, unifies many countries to carry on the risk management and the guard related experience, from this obtains based on the systematic risk angle supervision idea and the related countermeasure. this article plans to carry on the shallow discussion regarding this. key word: Systematic risk risk management loan crisis