使用銀行卡給支付寶賬戶充值是不需要手續費的，只有把支付寶裏的余額提現到銀行卡才會收取手續費。
個人銀行卡給支付寶賬戶充值流程（以農業銀行為例）：
1、電腦端登錄支付寶賬戶（?www.alipay.com），點擊充值；
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2、選擇充值到余額—儲蓄卡；
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3、網上銀行—農業銀行—下壹步；
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4、輸入金額，點擊登錄到網上銀行充值；
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5、按頁面操作即可。
擴展資料
給支付寶賬戶充值方式的選擇方法
1、儲蓄卡快捷充值
充值時選擇儲蓄卡，選擇所具有的儲蓄卡快捷進行充值即可。
註：?儲蓄卡快捷支付銀行卡可以為支付寶賬戶進行充值。建議用本人的銀行卡為自己的支付寶賬戶充值。若賬戶未激活，請先激活賬戶後再保存快捷支付銀行卡成功後再作充值?渣打銀行、韓亞銀行儲蓄卡快捷暫不支持充值?。
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2、儲蓄卡卡通充值
充值的時候請選擇“銀行卡—快捷支付（含卡通）”這壹欄，選擇所具有的卡通進行充值即可?
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3、網上銀行充值
在充值的時候請選擇“銀行卡—網上銀行”這壹欄，選擇所具有的網上銀行進行充值即可。
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4、充值碼充值
在充值的時候請選擇充值碼這壹欄，選擇充值碼進行充值即可?
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5、話費卡充值
通過話費卡充值給支付寶賬戶充值?點擊充值?選擇充值到余額後，點擊話費卡。
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註：?目前支付寶APP支持儲蓄卡快捷支付（含卡通），話費卡轉讓。
/cshall.alipay.com/lab/help_detail.htm?help_id=243097"target="_blank"title="支付寶-個人網上銀行給支付寶賬戶充值流程（以農業銀行為例）">支付寶-個人網上銀行給支付寶賬戶充值流程（以農業銀行為例）
/cshall.alipay.com/lab/help_detail.htm?help_id=239867"target="_blank"title="支付寶-充值方式的選擇方法">支付寶-充值方式的選擇方法