Internet technology deeper perspective of specific interpretation can be divided into: big data, P2P networks and all organizations on both sides of the market. Where big data is one of the most important factors. Financial no similar kind of physical production, warehousing, logistics and other processes,
However, the data itself is the production, storage, mining, transport, analysis and integration. So big data for financial purposes, compared to other industries, is undoubtedly much greater influence. Big Data, is thinking of the three pillars of technology and data. Big data refers not only to large-scale data, it is above all change a way of thinking, followed by the processing of these data and applications, data, processing technology and application of a list of the unification process technology, finally, big data provided must be sufficient interworking data itself.
Thinking big data will change the traditional thinking financial operations, it will change the first mortgage finance credit culture industry, promote and mainstream credit liquidity possible. In particular, China's financial industry has deep-rooted culture mortgage, the loan process in heavily dependent on the collateral, which is a very important reason for SMEs to get loans and services. Cultural let mortgage loan service provider in mind when considering simple and crude. Consider the core mortgage lenders is to determine the value of goods, to ensure that there is a corresponding value space.